And if I hadn’t got the letter about Danny, maybe I wouldn’t ever have come back. But I come back, and that was when she took me with her to see Mr. Pinckski before she begun to pay on the coffin, for me to see if it was all right like Mr. Pinckski said.
He told her how the insurance companies would charge her interest all the time. He showed us with the pencil and paper how if she paid her money to the insurance companies it would be the same as if she worked six minutes longer every night and give the money for the extra six minutes to the insurance company. But Sister said she wouldn’t mind that, just six minutes, because at three or four o’clock in the morning six minutes wouldn’t—”
“Three or four o’clock in the morning?”
“She scrubbed in them tall buildings down about Wall Street somewhere. Her and some other ladies. They would help one another night about, so they could get done at the same time and come home on the subway together. So Mr. Pinckski showed us with the pencil and paper how if she lived fifteen years longer say for instance Mr. Pinckski said, it would be the same as if she worked three years and eighty-five days without getting any pay for it.
Like for three years and eighty-five days she would be working for the insurance companies for nothing. Like instead of living fifteen years, she would actually live only eleven years and two hundred and eight days. Sister stood there for a while, holding her purse under her shawl. Then she said, ‘If I was paying the insurance companies to bury me instead of you, I would have to live three years and eighty-five days more before I could afford to die?’
“‘Well,’ Mr. Pinckski said, like he didn’t know what to say. ‘Why, yes. Put it that way, then. You would work for the insurance companies three years and eighty-five days and not get any pay for it.’
“‘It ain’t the work I mind,’ Sister said. ‘It ain’t the working.’ Then she took the first half a dollar out of her purse and put it down on Mr. Pinckski’s desk.”
III
Now and then, with a long and fading reverberation, a subway train passed under their feet. Perhaps they thought momentarily of two green eyes tunneling violently through the earth without apparent propulsion or guidance, as though of their own unparalleled violence creating, like spaced beads on a string, lighted niches in whose wan and fleeting glare human figures like corpses set momentarily on end in a violated grave yard leaned in one streaming and rigid direction and flicked away.
“Because I was a weak child. They give me up to die twice before I was fifteen. There was an insurance agent sold me a policy once, worried at me until I said all right, I would take it. Then they examined me and the only policy they would give me was a thousand dollars at the rate of fifty years old.
And me just twenty-seven then. I was the third one of eight, yet when Sister died three years ago I had outlived them all. So when we got that trouble of Danny’s about the woman that said he stole the clothes fixed up, Sister could—”
“How did you get it fixed up?”
“We paid the money to the man that his job was to look after the boys that Danny run with. The alderman knew Danny and the other boys. It was all right then. So Sister could go on paying the fifty cents to Mr. Pinckski every week. Because we fixed it up for me to send the railroad fare for Danny as soon as I could, so he could be in Florida where I could look out for him.
And I went back to Jacksonville and Sister could pay Mr. Pinckski the fifty cents without worrying. Each Sunday morning when her and the other ladies got through, they would go home by Mr. Pinckski’s and wake him up and Sister would give him the fifty cents.
“He never minded what time it was because Sister was a good customer. He told her it would be all right, whatever time she got there, to wake him up and pay him. So sometimes it would be as late as four o’clock, especially if they had had a parade or something and the buildings messed up with confetti and maybe flags. Maybe four times a year the lady that lived next door to Sister would write me a letter telling me how much Sister had paid to Mr. Pinckski and that Danny was getting along fine, behaving and not running around with them tough boys any more. So when I could I sent Danny the railroad fare to Florida. I never expected to hear about the money.
“That was what confused me. Sister could read some. She could read the church weekly fine that the priest gave her, but she never was much for writing. She said if she could just happen to find a pencil the size of a broom handle that she could use both hands on, that she could write fine. But regular pencils were too small for her.
She said she couldn’t feel like she had anything in her hand. So I never expected to hear about the money. I just sent it and then I fixed up with the landlady where I was living for a place for Danny, just thinking that some day soon Danny would just come walking in with his suit-case.
The landlady kept the room a week for me, and then a man come in to rent it, so there wasn’t anything she could do but give me the refusal of it.
“That wasn’t no more than fair, after she had already kept it open a week for me. So I begun to pay for the room and when Danny didn’t come I thought maybe something had come up, with the hard winter and all, and Sister needed the money worse than to send Danny to Florida on it, or maybe she thought he was too young yet.
So after three months I let the room go. Every three or four months I would get the letter from the lady next door to Sister, about how every Sunday morning Sister and the other ladies would go to Mr. Pinckski and pay him the fifty cents. After fifty-two weeks, Mr. Pinckski set the coffin aside, with her name cut on a steel plate and nailed onto the coffin, her full name: Mrs. Margaret Noonan Gihon.
“It was a cheap coffin at first, just a wooden box, but after she had paid the second fifty-two half a dollars he took the name plate off of it and nailed it onto a better coffin, letting her pick it out herself in case she died that year.
And after the third fifty-two half a dollars he let her pick out a still finer one, and the next year one with gold handles on it. He would let her come in and look at it whenever she wanted and bring whoever she wanted with her, to see the coffin and her name cut in the steel plate and nailed onto it.
Even at four o’clock in the morning he would come down in his night-shirt and unlock the door and turn the light on for Sister and the other ladies to go back and look at the coffin.
“Each year it got to be a better coffin, with Mr. Pinckski showing the other ladies with the pencil and paper how Sister would have the coffin paid out soon and then she would just be paying on the gold handles and the lining.
He let her pick out the lining too that she wanted and when the lady next door wrote me the next letter, Sister sent me a sample of the lining and a picture of the handles. Sister drew the picture, but she never could use a pencil because she always said the handle was too small for her to hold, though she could read the church weekly the priest gave her, because she said the Lord illuminated it for her.”
“Is that so?” the young man said. “Jesus, I wish I either had a smoke or I would quit thinking about it.”
“Yes. And a sample of the lining. But I couldn’t tell much about it except that it suited Sister and that she liked it how Mr. Pinckski would let her bring in the other ladies to look at the trimmings and help her make up her mind. Because Mr. Pinckski said he would trust her because he didn’t believe she would go and die on him to hurt his business like some did, and him not charging her a cent of interest like the insurance companies would charge. All she had to do was just to stop there every Sunday morning and pay him the half a dollar.”
“Is that so?” the young man said. “He must be in the poor-house now.”
“What?” The old man looked at the young man, his expression fixed. “Who in the poor-house now?”
IV
“Where was Danny all this time? Still doing his settlement work?”
“Yes. He worked whenever he could get a job. But a high-spirited young fellow, without nobody but a widow woman mother, without no father to learn him how
